Our Credit Payment Terms

Since cash flow is a major challenge for most small businesses, we provide flexible credit payment terms designed to ease financial pressure and support your growth.

Payment terms for new clients

Quality Control

30% Deposit, Balance Against Bill of Lading

This is a simple and commonly used payment method. You pay a 30% deposit to start production, and the remaining 70% is due when the shipment is close to arriving at your port. Once the balance is paid, we release the bill of lading, which you’ll need to clear customs and claim your goods.

  • Applicable for sea shipments only

  • Balance due within 10–30 days after cargo departs China

Open Account (O/A) Terms

For qualified businesses that clear customs under their own company name and have a solid credit history, we offer open account terms—allowing you to pay after receiving the goods.

You’ll pay a 30% deposit to initiate production, with the remaining balance due within 30 to 60 days after shipment.

  • Credit lines up to $100,000

  • Up to 60-day payment period for the balance

Develop Your Product from Scratch

Why choose us over direct factories

Who is eligible for open account (O/A) payment terms?

Businesses that clear import customs under their company name and have a strong credit history may qualify. Approval is subject to credit evaluation.

How does the 30% deposit and balance against bill of lading work?

You pay 30% upfront to start production. Once the shipment is near your port, you pay the remaining 70%, and we release the bill of lading so you can clear customs.

What is the maximum credit limit for O/A terms?

We offer credit lines up to $100,000, depending on your creditworthiness and order volume.

Is the credit payment option available for all types of shipments?

The 30% deposit with balance against bill of lading is for sea shipments only. Open account terms may be applied to other shipping methods upon approval.
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